Making Tax Digital
Making Tax Digital for Income Tax (MTD ITSA) is changing how sole traders and landlords record income and file returns. At A&MPG, we can help with setting up accounting systems, maintain accurate record-keeping and provide ongoing support for quarterly digital reporting. Whether you earn trading income, rental income or both, we'll keep you compliant, confident and ready for MTD.
How We Can Help:
Check your eligibility and thresholds Clear guidance on whether MTD applies to your trading or rental income and when you’ll need to join.
Set up compliant digital record‑keeping Help choosing and setting up HMRC‑compatible software tailored to your business or property portfolio.
Quarterly update preparation & submission We organise your records, review your figures and submit each quarterly update accurately and on time.
Year-end tax return through MTD software A full year-end review of your income, expenses and adjustments, then we submit your tax return digitally by the 31 January deadline.
Digital bookkeeping support Ongoing help with categorising transactions, reconciling accounts and keeping records MTD‑ready.
Rental income tracking Simple digital workflows for landlords to record rent, expenses, mortgage interest and property‑related costs.
Trading income workflows for sole traders Streamlined systems for sales, expenses, mileage, stock and other business records.
Software training & onboarding Step‑by‑step guidance so you feel confident using your chosen digital tools.
Proactive compliance monitoring We keep an eye on deadlines, rule changes and HMRC updates so you stay fully compliant.
Support for mixed‑income clients Tailored processes for those with both employment income and self‑employment or rental income.
Dedicated accountant support Clear answers, friendly guidance and ongoing help whenever you need it.
Why Choose Us:
Sole traders and landlords choose A&MPG because we make Making Tax Digital feel simple, structured and fully supported. We combine clear guidance with modern digital tools, proactive deadline management and hands‑on help throughout the year — giving you confidence that every quarterly update, record and submission is accurate, compliant and stress‑free. With a modern, client‑focused approach, we turn MTD from a burden into a smooth, reliable part of your business or rental workflow.
Does Making Tax Digital apply to me?
Making Tax Digital for Income Tax applies to sole traders and landlords registered for Self Assessment. Whether you need to join depends on your qualifying income. That's your total self-employed turnover plus your gross rental income, before expenses. HMRC is bringing people in over three stages:
From 6 April 2026: qualifying income over £50,000 (based on your 2024 to 2025 tax return)
From 6 April 2027: qualifying income over £30,000 (based on your 2025 to 2026 tax return)
From 6 April 2028: qualifying income over £20,000 (based on your 2026 to 2027 tax return)
For example, a landlord collecting £2,700 a month in rent, or a tradesperson turning over £35,000, will need to join from April 2027. Partnerships aren't included yet. HMRC will confirm their timetable later.
How it works with A&MPG
Free consultation. We check your qualifying income and tell you if and when you need to join.
Set-up. We help you choose the right software, sign you up with HMRC and show you how to use it.
Every quarter. You keep your records up to date (or send them to us). We review them and submit your quarterly update.
Year end. We make any final adjustments, add your other income and submit your tax return, letting you know what you owe well before 31 January.
Quarterly update deadlines
6 April to 5 July: due 7 August
6 April to 5 October: due 7 November
6 April to 5 January: due 7 February
6 April to 5 April: due 7 May
Your tax return is still due by 31 January after the end of the tax year, and you pay your tax in the same way as now.
Frequently asked questions
Can I keep using spreadsheets?
Yes, as long as you use "bridging" software to send your figures to HMRC. Many people find full accounting software easier, as it can pull in bank transactions automatically.
Will I have to pay tax every quarter?
No. Quarterly updates are summaries of your income and expenses, not tax returns. Your tax is still paid by 31 January and 31 July, as it is now.
What happens if I miss a quarterly deadline?
Each late submission earns a penalty point, and four points means a £200 penalty. HMRC won't give points for late quarterly updates during 2026 to 2027, but it's best to get into good habits from the start.
I have both a job and rental income. Do I need to join?
Your employment income doesn't count towards the threshold. Only your self-employed turnover and gross rents count.
Can you do it all for me?
Yes. We can handle everything from set-up to your quarterly updates and final return, or support you while you do your own bookkeeping. Whichever you prefer.